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Harcourts Conference 2014-Notes from CAR’s Chief Economist We just returned from our annual conference energized and focused after being acknowledged as part of the top 30 agents in the company's U.S offices for 2013. We enjoyed 2 full action packed days of Keynote speakers and economic breakouts. Our own Nicole even took part in a Rock-Star Agent Panel to share tips with new agents to the industry. We also spent a day golfing for charity and raised over $3,000 that was later donated to Operation Smile, Braam Malherbe our day 2 keynote Speaker's foundation for children with cleft palates. It was our privilege to be able to meet in a small breakout session with Leslie Appleton Young, our California Association of Realtors VP and Chief Economist. Throughout the discussion, the statement she made that resonated with us is that this market “could not possibly be a ‘bubble’ because there are so many buyers purchasing with cash”. With the government tapering and Fannie Mae & Freddie Mac purchasing over 80% of the mortgages in 2013, by December 2013 85% of all sales in California were equity sales. For a market that was 60% REO’s back in January 2009, we have seen a huge improvement to distressed sales with only 5% being REO currently in California. In 2009 over 35% of homeowners were underwater which has now decreased to 13%. Overall absorption in Ca is at 3 months, which is still not a balanced market but is heading there. Delinquency rates are back to long term trending. In 2013 82% of investment purchases were turned into rentals versus “flipped”. In San Diego our median price is up overall by 15%. In California there is strong foreigner purchasing presence, with 30% of buyers from China, 13% from Mexico, 9% from Canada, and 6% from India. 38% of these foreign transactions were done in cash. Dollar volume decreased 60% from 2006 to 2011 and has been sturdily improving the past 3 years. The overall message? Don’t miss out on the current opportunity to purchase with rates historically low! The increase in rate will decrease individual purchasing power because payments will be higher and loans will be harder to qualify for.

 

Harcourts Conference 2014 - Notes from CAR's Chief Economist

 
Nicole Hazelton
Nicole Hazelton on Feb 25, 2014 in Local News

        An interesting call came from one of our client recently concerned his digital identity had been stolen because TV shows were appearing on his Netflix queue that he was not adding. After a few minutes of questions and brain racking we narrowed breach in his account to a TV he had purchased at a major retailer then later returned due to being defective. It seems the retailer had just marked the TV down and resold it with his Netflix account still unknowingly attached.

 
Daryl Craig-Jones
Daryl Craig-Jones on Feb 17, 2014 in Technology

        An interesting call came from one of our client recently concerned his digital identity had been stolen because TV shows were appearing on his Netflix queue that he was not adding. After a few minutes of questions and brain racking we narrowed breach in his account to a TV he had purchased at a major retailer then later returned due to being defective. It seems the retailer had just marked the TV down and resold it with his Netflix account still unknowingly attached.

 
Daryl Craig-Jones
Daryl Craig-Jones on Feb 17, 2014 in Local News

"It's like everyone tells a story about themselves inside their own head. Always. All the time. That story makes you what you are. We build ourselves out of that story." – Patrick Rothfuss

 
Frances Naty Go
Frances Naty Go on Jan 12, 2014 in Branding

Google provides a lot of tools for business, but two stand out among all the rest:  Google Apps for Business and Google Adwords.   

 
Eric J. Goforth
Eric J. Goforth on Sep 03, 2013 in Local News
Gateway Financial Real Estate specializes in Commercial and Residential Real Estate Brokerage, Construction and Development, Marketing, Asset and Property Management throughout San Diego County and abroad. Gateway Financial offers a complete real estate solution including Tenant and Landlord representation, leasing, investment sales, asset management, market analysis, financial analysis, development and property management. The company serves all commercial property types including industrial, investment, office, medical, retail, multi-family, restaurant/fast food, and land acquisitions throughout San Diego County. For additional information about Gateway Financial Real Estate, please browse our site www.igatewayfinancial.com and add your comments to our Blog page. GATEWAY FINANCIAL Real Estate Office: (619) 565.2400 email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
 
James Pieri, Jr.
James Pieri, Jr. on Aug 19, 2013 in Local News

Statistics from the National Federation of Independent Business state that one million businesses are co-owned and managed by married couples. Many married couples decide to run a business together, each performing those tasks that are most closely aligned with their individual skill set.

 
Richard Renkin
Richard Renkin on Aug 08, 2013 in Local News
Since 2001, James Pieri, Jr. has specialized in Commercial and Residential Real Estate Brokerage, Construction and Development, Marketing, Asset and Property Management throughout San Diego County and abroad. His company Gateway Financial Real Estate offers a complete real estate solution including Tenant and Landlord representation, leasing, investment sales, asset management, market analysis, financial analysis, development and property management. The company serves all commercial property types including industrial, investment, office, medical, retail, multi-family, restaurant/fast food, and land acquisitions throughout San Diego County. As part of Gateway Financial Real Estate's commitment to protect the interests of businesses and organizations, we offer you our commercial brokerage services for Tenant and Landlord Lease and Purchase negotiations. We always guarantee our real estate services and are committed to saving you time and money while protecting your interests. http://www.linkedin.com/in/jamesjr
 

Is Data Breach Covered Under My Tech Errors and Omissions Policy?

So you are the proud owner of a brand new technology errors and omissions policy. You are so excited that most of your professional services are covered and that you can go into every new contract confidently knowing that if something goes wrong and your software or app glitches that you'll be covered.  Then you stop to ask yourself: 



 
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